http://www.accessmyloan.com/ The RSS feed of the last 10 articles at AccessMyLoan.com en-US 1440 AccessMyLoan.com RSS Content System v0.1 Beta Bad Credit Financial Articles When it comes to applying for personal loans, especially for loans that are unsecured and for people with bad credit, the most difficult aspect is getting approval for an amount that would make a real difference. Lenders do not like risks, so their loan limits can be quite low. But modest sums can make a difference, like a respectable $5,000 for instance. The fact is that a loan of just $1,000 or so ... Personal Loans Mon, 6 Feb 2012 00:00:00 CST http://www.accessmyloan.com/article/4750/personal_loans_of_5000_not_out_of_the_question_for_bad_credit_applicants/ http://www.accessmyloan.com/article/4750/personal_loans_of_5000_not_out_of_the_question_for_bad_credit_applicants/ If the idea of bad credit is enough to kill off your hopes of getting a new car, then it would be a mistake. In fact, there is very little reason to believe that bad credit scores are enough to see an application fail. The truth is that car loans can be secured even with bad credit hanging over the head of the borrower. There are some realities that need to be faced, of course. For a start, getting ... Auto Loans Thu, 2 Feb 2012 00:00:00 CST http://www.accessmyloan.com/article/4751/car_loans_for_applicants_with_bad_credit_are_not_unattainable/ http://www.accessmyloan.com/article/4751/car_loans_for_applicants_with_bad_credit_are_not_unattainable/ People who are unfortunately cursed with a bad credit score can find the thought of loans quite stressful. Let's face it, many times in life there are situations where money is scarce, but at the same time needed. In these times, having access to lenders willing to offer personal loans for bad credit borrowers would be a huge relief. But is that even possible? At times when money is necessary, ... Personal loan Fri, 27 Jan 2012 00:00:00 CST http://www.accessmyloan.com/article/4735/want_a_personal_loan_with_bad_credit_make_sure_you_prepare/ http://www.accessmyloan.com/article/4735/want_a_personal_loan_with_bad_credit_make_sure_you_prepare/ The job market has been bad for a while now and many people are deciding to go back to college to get a new job or to increase their skills in their current career. However, the mistakes that they have made in their past may haunt them on this new journey. Is it possible to get student loans with bad credit? In a world where college tuition is rising exponentially each year, getting the needed money ... Student Loans Wed, 25 Jan 2012 00:00:00 CST http://www.accessmyloan.com/article/4732/student_loans_with_bad_credit_a_guide_to_paying_for_college/ http://www.accessmyloan.com/article/4732/student_loans_with_bad_credit_a_guide_to_paying_for_college/ For many citizens, the chance to own a home is not something to pass up. Owning a home is the best way to build wealth over time and a true measure of a person's accomplishments. However finding home loans with bad credit may make this chance more elusive than ever. For borrowers with bad credit, home loans may seem like just another dream. However, there are ways to get the mortgage loan you ... Home Loans Sun, 22 Jan 2012 00:00:00 CST http://www.accessmyloan.com/article/4731/get_home_loans_with_bad_credit_online_lenders_can_help_you_succeed_-/ http://www.accessmyloan.com/article/4731/get_home_loans_with_bad_credit_online_lenders_can_help_you_succeed_-/ The idea of owning one's own home is very appealing to everyone. After all, it is an important part of the American Dream. However, is it possible to qualify for home loans with bad credit? What steps do you need to take to insure that you can find the financing you need for your home despite your poor credit situation? This article will review three important additional factors that can make ... Home Loans Fri, 20 Jan 2012 00:00:00 CST http://www.accessmyloan.com/article/4723/get_a_home_loan_with_bad_credit_three_additional_factors/ http://www.accessmyloan.com/article/4723/get_a_home_loan_with_bad_credit_three_additional_factors/ There is no question that the financial tone in society is changing. Many people lived their days with credit cards only and as a result, too many people are strapped with so much debt that they cannot make their monthly payments responsibly. This creates even more problems as failure to make timely payments on credit cards and other loans creates bad credit scores and the inability to get additional ... Debt Consolidation Wed, 18 Jan 2012 00:00:00 CST http://www.accessmyloan.com/article/4719/debt_consolidation_loans_with_bad_credit_factors_to_consider/ http://www.accessmyloan.com/article/4719/debt_consolidation_loans_with_bad_credit_factors_to_consider/ People in need of a new vehicle and looking for a loan can often get discouraged if they have a bad credit history. Though it is true that finding a car loan with bad credit is difficult, it is by no means impossible. There are many lenders out there who specialize in working with poor credit and who will be able to get you a car loan. The key to success in this search is doing the necessary research ... Auto Loans Sun, 15 Jan 2012 00:00:00 CST http://www.accessmyloan.com/article/4718/get_a_car_loan_with_bad_credit_history_four_strategies/ http://www.accessmyloan.com/article/4718/get_a_car_loan_with_bad_credit_history_four_strategies/ People who are interested in pursuing a higher education know that there is nothing easy about that proposition. College is a lot of work and a lot of money. Many students with bad credit or no credit at all may worry about their ability to finance their education through loans. Is there a good way to get a student loan with no credit check? Is higher education off limits to those with bad credit? ... Student Loans Thu, 12 Jan 2012 00:00:00 CST http://www.accessmyloan.com/article/4716/have_bad_credit_or_no_credit_student_loans_are_available_with_no_credit_check/ http://www.accessmyloan.com/article/4716/have_bad_credit_or_no_credit_student_loans_are_available_with_no_credit_check/ As many potential home buyers are aware, a person or couple's credit history is one of the most important factors considered when a bank decides to grant a home loan. With a poor credit history, that is, one that includes late payments, defaults, bankruptcies, CCJs, etc., finding any loan is difficult, not to mention a home loan. Therefore, people in such a situation need to look beyond traditional ... Home Loans Tue, 10 Jan 2012 00:00:00 CST http://www.accessmyloan.com/article/4703/get_a_home_loan_with_a_poor_credit_history_tricks_for_a_successful_search/ http://www.accessmyloan.com/article/4703/get_a_home_loan_with_a_poor_credit_history_tricks_for_a_successful_search/ At times when fast cash is a must, personal loans with no credit check provide a viable alternative for those with bad credit. Also known as payday advance loans, this lending option will give you a cash infusion for as many as 30 days and can carry low rates from some internet lenders. These loans come in values as low as $100 and as high as $1,000. This article will provide you a quick overview of ... Cash Advance Loans Fri, 6 Jan 2012 00:00:00 CST http://www.accessmyloan.com/article/4702/payday_advance_loans_facts_to_get_fast_cash_even_with_bad_credit/ http://www.accessmyloan.com/article/4702/payday_advance_loans_facts_to_get_fast_cash_even_with_bad_credit/ Many people have the wrong attitude about the loan process. They see needing to use a personal loan or a payday loan as a bad thing. However, loans are not bad; they are part of reality and a great resource for when you really need financial help. The problem with using these loans is going to the wrong place to get them. That is why it is important to know the right and wrong way to go about finding ... Personal loan Mon, 2 Jan 2012 00:00:00 CST http://www.accessmyloan.com/article/4700/get_a_personal_loan_today_four_tips_for_finding_a_great_lender/ http://www.accessmyloan.com/article/4700/get_a_personal_loan_today_four_tips_for_finding_a_great_lender/ Once upon a time, the idea that bad credit ratings effectively ruled out any chance of getting unsecured personal loans approved did hold water. The idea, of course, was based on the fact that traditional lenders, like mainstream banks, preferred to avoid the risks connected with bad credit. But the realities of the economic situation means that such draconian attitudes no longer apply. For a start, ... Unsecured Loans Sat, 10 Dec 2011 00:00:00 CST http://www.accessmyloan.com/article/4673/unsecured_personal_loans_are_not_ruled_out_by_bad_credit_ratings/ http://www.accessmyloan.com/article/4673/unsecured_personal_loans_are_not_ruled_out_by_bad_credit_ratings/ There is no doubt that finding the necessary funds to allow a son, daughter or even yourself to attend college is not easy. Colleges, even those that are not Ivy League, are expensive, and it can be difficult to save the required college fees. This is especially true when a student has a bad credit rating, and is why there is such a need student loans with bad credit. However, when it comes to getting ... Student Loans Thu, 8 Dec 2011 00:00:00 CST http://www.accessmyloan.com/article/4672/student_loans_with_bad_credit_-_there_are_alternative_options_out_there/ http://www.accessmyloan.com/article/4672/student_loans_with_bad_credit_-_there_are_alternative_options_out_there/ Rarely is it possible to borrow funds from a lending institution with no worries over the application. Usually, it is only if a perfect credit history is enjoyed that such comfort can be enjoyed, and even then the sum needs to fall within the income-to-debt ratio. However, it is possible to successfully apply for unsecured personal loans, even large sums like $50,000. There are some key factors that ... Unsecured Loans Tue, 6 Dec 2011 00:00:00 CST http://www.accessmyloan.com/article/4671/unsecured_personal_loans_even_large_ones_are_within_your_grasp/ http://www.accessmyloan.com/article/4671/unsecured_personal_loans_even_large_ones_are_within_your_grasp/ The reality of the modern world is that, quite suddenly, significant expenses can arise that need to be paid as close to immediately as possible. Whatever the reason, online cash loans provide a perfect solution to the problem of accessing cash at very short notice. The rise of online lenders means that there is considerable competition between lenders, and as such the interest rates and terms can ... Cash Advance Loans Sun, 4 Dec 2011 00:00:00 CST http://www.accessmyloan.com/article/4670/online_cash_loans_provide_a_fast_solution_to_cash_emergencies/ http://www.accessmyloan.com/article/4670/online_cash_loans_provide_a_fast_solution_to_cash_emergencies/ When borrowers consider the commitment they have made to repaying a loan, it can sometimes seem a little overwhelming. For 48 months, money disappears from the monthly salary. But while it would be nice to spend that money on more enjoyable things, low interest personal loans are the rewards for such discipline. It may seem a little tame, but in fact the benefits of getting personal loans at low interest ... Personal loan Fri, 2 Dec 2011 00:00:00 CST http://www.accessmyloan.com/article/4669/low_interest_personal_loans_reaping_the_benefits_of_handling_finances_responsibly/ http://www.accessmyloan.com/article/4669/low_interest_personal_loans_reaping_the_benefits_of_handling_finances_responsibly/ When applying for unsecured loans, there is a tendency for people to view the whole issue in extremes. On the one hand, people believe that the process is simple and nothing to worry about, while on the other hand, some believe the process is unpredictable and that the odds of approval are stacked against them. The truth is that, for any applicant, it is possible to gain approval if certain factors ... Unsecured Loans Wed, 30 Nov 2011 00:00:00 CST http://www.accessmyloan.com/article/4668/unsecured_loans_three_factors_every_applicant_should_consider/ http://www.accessmyloan.com/article/4668/unsecured_loans_three_factors_every_applicant_should_consider/ Many people these days desire to own their own home and therefore need to apply for a home loan with a bank or other lender. However, one of the first things that any lender will do when you apply for a loan is check your credit history. If the lender finds that you have a poor credit history, he is not likely to grant you the loan that you need. In cases when poor credit in the past is a barrier to ... Home Loans Mon, 28 Nov 2011 00:00:00 CST http://www.accessmyloan.com/article/4636/a_poor_credit_score_is_not_the_end_you_can_get_a_home_loan_with_bad_credit/ http://www.accessmyloan.com/article/4636/a_poor_credit_score_is_not_the_end_you_can_get_a_home_loan_with_bad_credit/ The stigma of a bad credit score is hard to avoid. If you are looking for a personal loan with bad credit, generally the only option available to you is what are called cash advance or payday loans. Once upon a time, using these services was considered even more terrible than having bad credit in the first place. However, since the federal government decided to take over the regulation of payday loan ... Personal loan Mon, 21 Nov 2011 00:00:00 CST http://www.accessmyloan.com/article/4644/get_a_personal_loan_with_bad_credit_follow_this_advice/ http://www.accessmyloan.com/article/4644/get_a_personal_loan_with_bad_credit_follow_this_advice/