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Homeowners could save thousands of dollars on mortgage interest payments if they give up a big incentive: the right to refinance.
That is the conclusion reached by a number of housing professionals, many of whom have seen profits squeezed and portfolios battered because...
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With mortgage rates still at tempting four-decade lows, homeowners are doing the math and beating a path to their lenders to refinance.
"It's totally unbelievable," said a bank President Bob Sznewajs. "Just when you think there are no more refinances to be done, they show...
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The continuing low mortgage interest rates are sustaining a boom in the refinance market as we progress into year 2003. A large proportion of today's refinance applications call for an amount of cash to the borrower, over and above refinancing an existing mortgage.
This...
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Refinancing has become an obsession with some homeowners. Many refinance over and over merely to save a few bucks. This is a far cry from the old adage that said you should only refinance if you can lower your mortgage interest rate by 2 percent.
The 2 percent rule applies...
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Mortgage industry regulators nationwide were warned recently to be on the lookout for a long-outlawed "churning" scheme in which unscrupulous mortgage brokers generate thousands of dollars in extra fees by convincing unwitting borrowers to refinance their loans every few...
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If mortgage rates begin inching back up, weary mortgage brokers might get a moment to count all the commissions they have earned during the busiest time in the industry's history.
Americans refinanced more mortgages during the first week in October than any week on record,...
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