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Saint Clair County, IL


According to the Centers for Disease Control and Prevention, there are approximately 4.5 million dog bites per year. These bites cost over $1 billion, with the property/casualty insurance industry paying roughly $345.5 million in 2002, accounting for almost 1/4 of the total...


Much of the country is experiencing severe and sustained cold weather, with snowfalls interspersed with periods of melting and freezing. This can inflict considerable damage on homes. Here are some tips and steps you can take to make insurance losses less likely during...


If you plan to remodel your home, make sure that your home, the contractor and subcontractors have adequate insurance coverage. Don’t make the mistake of waiting until an addition or extra room is completed to increase the insurance coverage on the structure of your home....


Renter’s insurance is protection intended for anyone who rents an apartment, home or other live-in dwelling. Purchasing renter’s insurance can protect you against the risk of fire, theft, windstorms, falling objects, smoke, and vandalism. Another important aspect of renter’...


When deciding on the appropriate amount of homeowner’s insurance coverage you must first determine the projected replacement cost of your home. Then you must choose the coverage amount that suits your needs best. You may want to choose a coverage amount that is comparable to...


Most people don’t realize that there are 7 different homeowners insurance plans that insurance companies can offer. Each plan is different from the other 6 based on the circumstances that it covers. Additionally if consumers are familiar with any of the plans it would be plans...



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