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While the thought of paying a mortgage is more enticing than paying rent, it's important to understand all the costs involved in buying and owning a home as you determine whether you can afford to join the ranks of homeowners.
Potential buyers sometimes forget to factor in...
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One of the most common reasons to buy a home is to accommodate your growing family. Perhaps you want to live in a neighborhood with better schools and more services, or maybe you need a bigger house as the two of you turns into three and then four.
In fact, in a recent...
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Are you short that 20 percent down payment? Have you been in a job less than five years? Is that out-of-control college credit card frenzy years ago keeping you from even thinking about applying for a home loan? If any of these scenarios ring true for you, it doesn't mean you...
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Just as summer temperatures heat up in sections of the country, home sales in pockets of the nation are sizzling, too. That's great news for sellers, but is enough to make a potential buyer's stomach churn watching prices mount on a monthly basis.
So, if you are a buyer,...
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The second home market slipped last year, but not so much that second home buyers should be alarmed. Main Street remains a better investment than Wall Street.
Even as the National Association of Realtors was reporting the 359,000 single-family second-home sales in 2001...
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Sometimes real estate transactions call for creative negotiations. Owner financing, seller subsidies, paying off a buyer’s debts, 100 percent financing are all creative ways of getting a buyer into a house who might not otherwise be able to buy without extraordinary moves.
...
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