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Home equity products now account for 84 percent of all consumer loans, up from 56 percent a year ago, according to the latest snapshot of the market by an Atlanta consulting company.
Of the $5.7 billion in average outstanding consumer loans for the 32 commercial banks,...
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Gone are the days where business owners were dependent almost entirely on banks or loans from friends and relatives. Today, there are many different sources available for business loans. Loans typically come in three primary forms.
Short-term business loans provide capital
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The whole point of writing your business plan is to raise the money you need to get your new business funded so you can be open and enjoying all the benefits that come from being self employed. So how exactly does the plan we provide you with make this happen to get the...
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In making loan requests, entrepreneurs tend to be confident that they will meet or exceed what they consider conservative financial projections. They then have trouble understanding when they receive a less than enthusiastic response. To complete the picture, however, we need...
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There comes a time in almost every small business owner's career when borrowing money becomes necessary. Often, funds are needed to purchase commercial real estate and quit leasing. Sometimes, it's growth and the need for expansion that fuels the drive for financing. Whatever...
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One of the reasons people don't start their own business, despite a desire to, is lack of capital or an uncertainty about being able to raise enough. Lack of enough capital is also a prime reason why many businesses fail. How much do you need? You don't have to be rich to...
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