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State of Virgin Islands


What does it mean to refinance? Why would someone want to refinance? There are many cases when a person would refinance. When we use the term refinance, we are typically referring to a loan such as a car or house loan. It may also be a business loan. For the purpose of...


With so many homeowners refinancing, it is tempting to jump on the bandwagon and do the same. Especially with the low interest rates and appealing offers that are popping up all over the place. While refinancing is a wise choice in many situations, it is important to...


Your home equity can be a great way to give your kids a financial boost. But don't forget your own needs. Your child got into the college of her dreams, complete with a great dorm room. But how is her college education experience treating you? The cost of sending a child...


There are many issues to consider before using your home as a source of investment capital. Using a home equity loan to invest can sometimes be advantageous, but it's not something you should enter into lightly. What is a home equity loan? Home equity is a person's...


Calculating equity is simple: you take the market value of your home and subtract any outstanding mortgages or liens. So if you have a $100,000 home and have $60,000 left to repay on your mortgage, your equity would equal $40,000. The amount of equity you have is not...


It’s always a good idea to save for major purchases, but you don’t always know that the fridge is on its last legs until the celery wilts and the ice cream turns to goop. At times like these, a home equity loan is worth its weight in gold — or fridges. A home equity...



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