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It depends on your situation. Several key questions follow below to help give you an idea of signals pointing to “yes”.
1. Are you married?
2. Own a business?
3. Dependent children?
4. Other dependent relatives? (seniors, disabled)
5. You possess a formidable...
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There are two basic types of life insurance: term and permanent. Term insurance is purely life insurance while permanent (aka "cash value" or "whole life") policies include a savings element.
You've probably heard lots of sales pitches and marketing hype regarding cash...
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Whole life insurance provides permanent protection for your dependents while building a cash value account. With this type of insurance, the insurance company manages the policies various accounts.
What it does:
It pays a death benefit to the beneficiary you name and...
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Variable life insurance provides permanent protection for you and is the type of life insurance with account flexibility for the more risk-oriented policy holder.
What it does:
It pays a death benefit to the beneficiary you name and offers you low-risk, tax-free cash...
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Managed care plans fall into 3 basic types plans HMO, PP0 and POS.
A common trait among managed care plans is the incentive (usually, a lower premium) for the insured to stay within a specified network of health care providers.
Health Maintenance Organizations (HMOs)
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Individual health care insurance provides coverage for only one individual, or family. In general, individual plans are more expensive than group insurance. You can obtain individual plans directly from a company who offers them. The company with whom you apply will evaluate...
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