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1. Not checking to see if your loan has a pre-payment penalty clause. If you are getting a "NO FEE" home-equity loan, chances are that it has a hefty pre-payment penalty clause. This can be very important if you are planning to sell your house or refinance in the next 3-5...


A survey that reveals most homeowners have never used their home equity is being used to suggest they should, but unfortunately skips advice to the contrary. On the positive side, the study also further helps further dispel fears about a much-discussed real estate "market...


Home equity products now account for 84 percent of all consumer loans, up from 56 percent a year ago, according to the latest snapshot of the market by an Atlanta consulting company. Of the $5.7 billion in average outstanding consumer loans for the 32 commercial banks,...


Gone are the days where business owners were dependent almost entirely on banks or loans from friends and relatives. Today, there are many different sources available for business loans. Loans typically come in three primary forms. Short-term business loans provide capital


The whole point of writing your business plan is to raise the money you need to get your new business funded so you can be open and enjoying all the benefits that come from being self employed. So how exactly does the plan we provide you with make this happen to get the...


In making loan requests, entrepreneurs tend to be confident that they will meet or exceed what they consider conservative financial projections. They then have trouble understanding when they receive a less than enthusiastic response. To complete the picture, however, we need...



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