Universal life insurance provides permanent protection for your dependents and is more flexible than whole or variable life.
What it does:
It pays a death benefit to the beneficiary you name and offers you a low risk cash value account and tax deferred accumulation.
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Universal Variable life is the type of insurance which gives you more control of cash value account policy features than any other insurance type.
What it does:
It pays a death benefit to the beneficiary you name and offers you low risk tax deferred cash value options.
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The continuing growth in the number of insurance plans where the employer or union assumes all or part of the responsibility for paying claims made the nations employers a principal bearer of the financial risks of illness and non-job-related injury in 1990. Group health...
Long-term care involves a variety of services for people with a prolonged physical illness, disability or cognitive disorder. Long-term care is not one service, but various different services aimed at helping people with chronic conditions compensate for limitations in their...
COBRA is an acronym, which stands for Consolidated Omnibus Budget Reconciliation Act of 1985. Under this federal law, you are provided with a “back-up” system in a time of need, when you aren't currently covered by insurance for a variety of reasons.
This law was put in...
Hospital expense coverage provides specific benefits for daily hospital room and board and usual hospital services and supplies during hospital stays.
Hospital/medical coverage may be extended in one of three ways:
--A policy usually sold in combination with a physicians...
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