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You may be reluctant to file a claim because you fear that your premium will go up or your insurance will be cancelled. Practices vary from company to company. In general, an insurer will increase your premium by specific percentages for each chargeable claim made against your...
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There are several standard guidelines for determining the value of your car for insurance purposes. You and your insurer can refer to the Blue Book, which lists the depreciated value of all new and used cars.
When you file your claim, your insurance company will refer you...
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Your insurance company can't require you to use only certain kinds of auto repair parts. However, if the insurance company's rates are based on a certain type of part and you want something different, it can ask you to pay the difference if the part you want is more...
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As a businessowner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage...
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Besides being a careful driver, getting affordable car insurance now requires that you're also careful with your finances. It's estimated that over 90% of all car insurance companies use your credit in setting rates or deciding if to issue you a policy. So if you want...
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Auto insurance companies use their knowledge of how insurance works to keep their expenses down. And you can do the same thing. If you understand the types of coverage in an auto insurance policy you'll be able to compare rate quotes and get the right protection at the right...
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