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Christmas Loans

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State of New Mexico

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State of New Mexico


Mortgage interest rates may be hovering at their lowest point in four decades, but Sammamish homeowner Don Corbett isn't thinking it's the best time in years to refinance. More like the best time in months. Corbett is among the growing number of serial refinancers...


With mortgage rates still at tempting four-decade lows, homeowners are doing the math and beating a path to their lenders to refinance. As interest rates keep falling, some homeowners are on their second and third refis in as many years. The current flood of business...


For all those folks who didn't refinance their home mortgages last fall -- and for some who did -- it may be time to arrange a new loan. "I've been in the business 24 years, and I can't remember rates ever being this low," said Robert H. Stewart, regional manager of U.S....


Jim Crone, a 61-year-old remodeling contractor, recently refinanced his home. He lowered his interest rate, term and monthly payment. He also consolidated two loans into one new loan totaling about ,000. He eliminated his old 12 percent interest rate on a second...


With a 21 percent spurt in applications in mid-August, lenders say they are seeing signs -- maybe fleeting, maybe not -- of a refinancing revival. Fixed 30-year mortgage rates in the 5.25 to 5.75 percent range with minimal points "are definitely pulling a lot of people...


A friend of mine from the East Coast called the other day regarding a possible mortgage for a new home she was building. She had recently re-entered the workforce as a professor since getting her doctorate and wanted to qualify for a mortgage on her own, without any assistance...



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