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Financial Resources & Articles by AccessMyLoan.com

Financial Resources is a section to help you understand your financial life. Our team of experts creates a new Article everyday to show you the importance of making the most from every penny. Please take the time to read the articles, you won't regret it!

Refinancing to pay off bills doesn't get rid of the debt, it just moves it around

Cindy Sellers of Laguna Niguel, Calif., says she's no financial whiz, but when interest rates dropped and dropped and dropped, she decided it was time...
» Published on: 2005-07-30 - Topic: Refinance - Read Complete Article

Secured Credit card vs. Unsecured Credit Card

Credit cards are one of the most important financial tools that have swayed the market. If you possess a good credit report or are facing a bad phase in...
» Published on: 2005-07-28 - Topic: Credit Cards - Read Complete Article

Factors That May Affect Your Life Insurance Cost - Asthma And Other Breathing Disorders

There are many factors that impact your life insurance rates but you surely did not know that Asthma and other breathing disorders affect them too. AsthmaAsthma,...
» Published on: 2005-07-27 - Topic: Health Insurance - Read Complete Article

How do I Buy Life Insurance?

With the introduction of new life insurance products, deciding where to find the cheapest rates is only part of the solution to finding the best deal on...
» Published on: 2005-07-26 - Topic: Life Insurance - Read Complete Article

Bad Credit Student Loans at Hyper Speed

It is essential to safeguard your financial interests too, along with your education. Frequently, students have to face a financial crunch due to one crucial...
» Published on: 2005-07-24 - Topic: Bad Credit loans - Read Complete Article

Deducting Charitable Contributions When You Receive a Benefit

What if I got some benefit from my donation, like a dinner, or a sports event?When you donate money to a charity or other nonprofit organization, you usually...
» Published on: 2005-07-23 - Topic: Tax-help - Read Complete Article

Points to Remember while getting a Home Loan

Home loans are undoubtedly very important in buying a new house. But there are various other things, which are of an immense importance as well. Take,...
» Published on: 2005-07-22 - Topic: Home Loans - Read Complete Article

Before You Close on the Sale

Don't Jeopardize Your LoanTaking out a another loan, buying a car, or making large credit card charges before you close can jeopardize your loan commitment....
» Published on: 2005-07-20 - Topic: Real Estate - Read Complete Article

How can I improve my home buying experience?

No one likes to make mistakes, especially homebuyers. If you make a mistake buying a computer or TV, the consequences aren’t serious. But a home buying...
» Published on: 2005-07-19 - Topic: Real Estate - Read Complete Article

Types Home Equity Loans

There are two basic types of home equity loans: the standard home equity loan and a home equity line of credit. Another way of borrowing against home equity...
» Published on: 2005-07-18 - Topic: Home Equity Loan - Read Complete Article

Organizing Your Taxes

Does this scene sound familiar? It’s April 7. You haven’t seen the top of your dining room table in two weeks because of the piles of paid bills, receipts,...
» Published on: 2005-07-17 - Topic: Tax-help - Read Complete Article

Closing Costs - Buying Real Estate

Down Payment Most lenders require at least 10% of the purchase price, though new programs are available for 3%-5% down. 100% financing can be found, but...
» Published on: 2005-07-15 - Topic: Real Estate - Read Complete Article

Your Borrowing Responsibilities to Evade Defaulting on Student Loans

Failure to pay off your loan or mortgage could mean damaging your credit rating, lenders?/ brokers? lack of interest in your loan application. And if yours...
» Published on: 2005-07-14 - Topic: Student Loans - Read Complete Article

Managing Unsecured Personal Loans

No one can ignore the increasing popularity of the unsecured personal loans. With the demand for personal loans spreading all over the globe at a brisk...
» Published on: 2005-07-13 - Topic: Personal Loans - Read Complete Article

When considering a small business loan: five helpful hints

There comes a time in almost every small business owner's career when borrowing money becomes necessary. Often, funds are needed to purchase commercial...
» Published on: 2005-07-12 - Topic: Small Business Loans - Read Complete Article

Sellers And Buyers Can Go One-On-One

Although much of my job involves following and reporting on the latest real estate trends, I missed at least one change in attitude among agents that threw...
» Published on: 2005-07-10 - Topic: Real Estate - Read Complete Article

Auto Insurance And Your Credit Record

If you're looking for auto insurance to compare, you want to find a reliable company. And when insurance companies look at potential customers, they also...
» Published on: 2005-07-09 - Topic: Auto Insurances - Read Complete Article

How I Got the Bad Credit Auto Loan Blues

There are many people with bad credit ratings, who think that it will be difficult for them to get bad credit auto loans. Take heart, this is not so any...
» Published on: 2005-07-07 - Topic: Bad Credit loans - Read Complete Article

Why Won't Your Home Sell?

The home is spacious, with four bedrooms, a large den and a two-car garage. It's located within minutes of quality public schools, several retail stores...
» Published on: 2005-07-06 - Topic: Real Estate - Read Complete Article

Get A Grip On Home Equity Payments

Chances are, if you have a home equity line of credit, you've been getting pinched this year by federal rate hikes and that financially stinging sensation...
» Published on: 2005-07-05 - Topic: Home Equity Loan - Read Complete Article
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