Financial Resources & Articles by AccessMyLoan.com
Financial Resources is a section to help you understand your financial life. Our team of experts creates a new Article everyday to show you the importance of making the most from every penny. Please take the time to read the articles, you won't regret it!
Last year was a record year for bankruptcies. Delinquent payments on mortgages, according to the Mortgage Bankers Association of America, reveal a coming...
The continuing low mortgage interest rates are sustaining a boom in the refinance market as we progress into year 2003. A large proportion of today's...
It is the most dreaded letter a taxpayer can receive.Dear Taxpayer, Some of the information that you provided to us does not agree with the information...
If you lease a car, you still need to buy your own auto insurance policy. The auto dealer or bank that is financing the car will require you to buy collision...
COBRA is an acronym, which stands for Consolidated Omnibus Budget Reconciliation Act of 1985. Under this federal law, you are provided with a “back-up”...
I received a letter to my newspaper column not long ago, asking "If I fall behind on payments on my equity loan, could they put a lien on my house?"...
Making a mistake in selling a home can cost you hundreds or thousands of dollars in lost profit. Often home sellers make the same mistakes over and over....
Do you know what it takes to qualify for mortgage and refinance loans? There are several factors involved with qualifying for a purchase, refinance or...
All at once it happens -- the seller accepts an offer from someone else. Your first question: How is this possible? Your second question: What could have...
For homeowners there is the option to use the equity in their home to get the money they need at a lower interest rate than with other types of loans....
So, you just want to buy foreclosures? You want it to be "simple and easy" and at the same time--a great buy. So you ask, "What's the best way to buy...
Real estate agents almost always advise sellers to leave when their home is shown to prospective buyers. Buyers are also advised to conceal their excitement...
You and your landlord share a common goal: You both want to ensure the protection of your interests. Obtaining a security deposit from you -- usually ranging...
It's not a boom, at least not officially. But the rush to refinance is definitely on. "This month may make our year," says Tom Ward, president of Majestic...
An energetic young entrepreneur made lots of money in real estate during the late 1970's by buying fixer-uppers and renovating them. His strategy was...
Managed care plans fall into 3 basic types plans HMO, PP0 and POS. A common trait among managed care plans is the incentive (usually, a lower premium)...
The old adage that “timing is everything” especially applies to buying a new home. And trying to be at the right house at the right time and get it for...
Snowstorm Comes With Slippery Insurance Coverage IssuesIf you uncover snow-related damage to your home as you are digging out from the Blizzard of '03...
Occasionally, a letter arrives from a reader of my syndicated column, asking for full instructions on how to sell a house without using a broker -- return...
What are high risk loans?Credit repair with high risk loans can certainly be achieved if done properly. A high risk loan is when the lender faces the significant...
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