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Financial Resources & Articles by AccessMyLoan.com

Financial Resources is a section to help you understand your financial life. Our team of experts creates a new Article everyday to show you the importance of making the most from every penny. Please take the time to read the articles, you won't regret it!

What To Do When Your House Won't Sell

You've heard all about the hot real estate market that's been sweeping the country the past couple years. Selling your house, you assumed, would be quick...
» Published on: 2006-12-14 - Topic: Real Estate - Read Complete Article

How To Spot A Good Buy

Beauty is in the eye of the beholder, particularly when it comes to buying a home. Features that attract one home-buyer may repel another.However, the...
» Published on: 2006-12-13 - Topic: Real Estate - Read Complete Article

What is the difference between cooperatives and condominiums?

In a "condo" arrangement, you legally own a particular unit in a multiple unit structure of building. Plus, under a typical arrangement, you have a share...
» Published on: 2006-12-12 - Topic: Real Estate - Read Complete Article

Understanding Your Credit Rating and How it Affects your Home Equity Loan

Your credit rating is a measure of the risk you pose to a lender when you borrow money. Your credit rating will help determine whether or not you qualify...
» Published on: 2006-12-11 - Topic: Home Equity Loan - Read Complete Article

What Is Recording Title All About?

When you purchase real property, you will receive a written document (called "the deed") which transfers the ownership (title) of the property to you...
» Published on: 2006-12-10 - Topic: Real Estate - Read Complete Article

Real Estate 101: Five Big Mistakes Newbies Make

"Real estate investing fever" has hit like a plague.Zillions of "newbie" investors are jumping on the bandwagon trying to make a profit after losing...
» Published on: 2006-12-09 - Topic: Real Estate - Read Complete Article

Lessen Your Risks, Understand Your Insurance Policy Before It's Too Late

Firestorms have ravaged various parts of the country. Some of the most widely publicized and destructive fires have charred California. But now, in the...
» Published on: 2006-12-08 - Topic: Home Insurance - Read Complete Article

Financing Your Business By Private Placement

Your small business has one constant in the need for cash infusion to jumpstart sales, expand to new markets or continue sustaining growth. Though options...
» Published on: 2006-12-07 - Topic: Small Business - Read Complete Article

Should I purchase an umbrella liability policy?

If you are ever sued, your standard homeowners or auto policy will provide you with some liability coverage, which pays for judgements against you and...
» Published on: 2006-12-06 - Topic: Auto Insurances - Read Complete Article

Working With Your Real Estate Attorney

Purchasing or selling a home will probably be one of your largest and most important financial transactions. Before signing a contract to purchase or sell...
» Published on: 2006-12-04 - Topic: Real Estate - Read Complete Article

How Much Life Insurance Is Enough?

When deciding how much life insurance coverage you need, you're giving yourself the opportunity to protect yourself and you beneficiaries for years to...
» Published on: 2006-12-03 - Topic: Life Insurance - Read Complete Article

The Standard Home Equity Loan

In a standard home equity loan, the money is loaned in a lump sum and is to be repaid at a fixed interest rate in monthly payments over the life of the...
» Published on: 2006-12-02 - Topic: Home Equity Loan - Read Complete Article

How much coverage do I need?

Almost every state requires you to buy a minimum amount of liability coverage. Chances are that you will need more liability insurance than the state requires...
» Published on: 2006-12-01 - Topic: Auto Insurances - Read Complete Article

Life Insurance Options: Make The Best Choice

For long, life insurance has been seen as a key building block of financial security due to the protection for those closest to you in case of a death....
» Published on: 2006-11-30 - Topic: Life Insurance - Read Complete Article

How to Lose Your Shirt in Foreclosure Investing

Last year was a record year for bankruptcies. Delinquent payments on mortgages, according to the Mortgage Bankers Association of America, reveal a coming...
» Published on: 2006-11-29 - Topic: Real Estate - Read Complete Article

Want to cash in on cash-out re-fis? Hurry

The continuing low mortgage interest rates are sustaining a boom in the refinance market as we progress into year 2003. A large proportion of today's...
» Published on: 2006-11-28 - Topic: Refinance - Read Complete Article

Are you audit bait?

It is the most dreaded letter a taxpayer can receive.Dear Taxpayer, Some of the information that you provided to us does not agree with the information...
» Published on: 2006-11-27 - Topic: Tax-help - Read Complete Article

Do I need insurance if I lease a car?

If you lease a car, you still need to buy your own auto insurance policy. The auto dealer or bank that is financing the car will require you to buy collision...
» Published on: 2006-11-25 - Topic: Auto Insurances - Read Complete Article

About COBRA Health Insurance

COBRA is an acronym, which stands for Consolidated Omnibus Budget Reconciliation Act of 1985. Under this federal law, you are provided with a “back-up”...
» Published on: 2006-11-24 - Topic: Health Insurance - Read Complete Article

Be Careful With Home Equity Loans

I received a letter to my newspaper column not long ago, asking "If I fall behind on payments on my equity loan, could they put a lien on my house?"...
» Published on: 2006-11-23 - Topic: Home Equity Loan - Read Complete Article
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